Central Coast Loan Officer
Call me today to get pre-qualified!
(805) 863-5510
Testimonials
Bre Rent
Rayann was truly amazing to work with! As home buyers navigating the California housing market for the first time, we had so many questions, and she was incredibly patient, knowledgeable, and supportive every step of the way. She provided fantastic guidance, walked us through the entire process, and explained everything clearly so we always felt confident and informed.
Her communication was outstanding and her time flexibility was much appreciated. She worked efficiently and seamlessly with our realtor, which made the whole experience completely stress-free. We never had to worry about a thing. We are beyond grateful that she was able to help us get financed for our home, and we cannot recommend her enough. We would absolutely work with Rayann again and are so thankful to have had her on our team!
Javier Cortez
Rayann and Isabel were key and helping my brother and I find a new property. Both Rayann and Isabel worked hard to find us a great home with the best mortgage rate. They were always there for any questions or concerns we had. We looked at so many different properties and they assisted and guided us without hesitation.
They were both so friendly and caring, they love what they do and made us feel like family. Thank you Rayann and Isabel. You are the best!
Steve Remmel
Rayann and her team worked tirelessly to get us the right loan with the best terms. It wasn’t easy with the many restrictions we brought to the deal, high mortgage rates and tight qualification requirements. They were creative and persistent and positive until they found the right solution for us.
We definitely recommend PB& Associates if you are looking to be treated right and get the deal that works for you.
Ashley Leyva
I am a first time homebuyer and I am so happy with my decision to choose Rayann as my loan officer . She made the entire process of purchasing a home very smooth and easy. She is extremely reliable and flexible with her hours.
I have a very hectic work schedule and she was available for me anytime I needed her. I would recommend her to anybody who is looking to purchase a home!
Candace Rickman
Rayann made my first time buying an enjoyable process! I originally met with her to run numbers and even see if home ownership was an option for me. Within a day she was able to tell me my options, what I qualified for, and what I would need to do to get my monthly payments where I wanted them to be. Having this information early on really helped guide what I needed to start looking for. Every step of the way she would be checking in, even running numbers for properties I’d be touring to get an idea of what we’d be working with. She was in constant communication with my realtor as well, working to make sure we had all the information needed when we were ready to make an offer. Once my offer was accepted, we were even able to close 5 days early! I cannot recommend Rayann enough. She knows this is a big decision and investment and makes sure you have the support you need. She is quick, personable, and will do everything she can to see the deal all the way through!
Edna Rivera
It was a pleasure having Rayann and Alicia as our Lender’s, they went over and beyond to qualify us for our home.
They made the process smoother and walked us through every step of the way, explaining everything to us clearly. Thank you ladies for always being there when we had questions and putting us at ease. You both deserve 10 stars.