Collection of your Personal Information
In order to better provide you with products and services offered on our Site, Paul Blanco and Associates Inc (AKA, DBA, PB & Associates) may collect personally identifiable information, such as your:
- First and Last Name
- Mailing Address
- E-mail Address
- Phone Number
- Job Title
- Loan Application Items such as Income and Assets
Paul Blanco and Associates Inc may also collect anonymous demographic information, which is not unique to you, such as your:
- Household Income
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Paul Blanco and Associates Inc’s public message boards, this information may be collected and used by others.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
Paul Blanco and Associates Inc collects and uses your personal information to operate its website(s) and deliver the services you have requested.
Paul Blanco and Associates Inc may also use your personally identifiable information to inform you of other products or services available from Paul Blanco and Associates Inc and its affiliates.
Sharing Information with Third Parties
Paul Blanco and Associates Inc does not sell, rent or lease its customer lists to third parties.
Paul Blanco and Associates Inc may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Paul Blanco and Associates Inc, and they are required to maintain the confidentiality of your information.
Paul Blanco and Associates Inc may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Paul Blanco and Associates Inc or the site; (b) protect and defend the rights or property of Paul Blanco and Associates Inc; and/or (c) act under exigent circumstances to protect the personal safety of users of Paul Blanco and Associates Inc, or the public.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Paul Blanco and Associates Inc. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Paul Blanco and Associates Inc website.
Company “Opt Out” Policy
Although PB & Associates represents that the company does not sell any of its client’s personal information, the company does internally distribute client information to its employees or independent contractors (Licensed Real Estate Agents and/or Mortgage Loan Officers) under the companies supervision for Real Estate Sales and Mortgage Prequalifying purposes only.
However, If you do not want any of your information distributed, you can send your request to “opt out” by email by your full name with your request to firstname.lastname@example.org. We will promptly remove your name from our distribution cue and send a return confirmation email that we have done so.
The Paul Blanco and Associates Inc website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Paul Blanco and Associates Inc pages, or register with Paul Blanco and Associates Inc site or services, a cookie helps Paul Blanco and Associates Inc to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Paul Blanco and Associates Inc website, the information you previously provided can be retrieved, so you can easily use the Paul Blanco and Associates Inc features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Paul Blanco and Associates Inc services or websites you visit.
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
Paul Blanco and Associates Inc secures your personal information from unauthorized access, use, or disclosure. Paul Blanco and Associates Inc uses the following methods for this purpose:
- SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Children Under Thirteen
Paul Blanco and Associates Inc does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
Disconnecting your Paul Blanco and Associates Inc Account from Third Party Websites
You will be able to connect your Paul Blanco and Associates Inc account to third party accounts. BY CONNECTING YOUR PAUL BLANCO AND ASSOCIATES INC ACCOUNT TO YOUR THIRD PARTY ACCOUNT, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE CONSENTING TO THE CONTINUOUS RELEASE OF INFORMATION ABOUT YOU TO OTHERS (IN ACCORDANCE WITH YOUR PRIVACY SETTINGS ON THOSE THIRD PARTY SITES). IF YOU DO NOT WANT INFORMATION ABOUT YOU, INCLUDING PERSONALLY IDENTIFYING INFORMATION, TO BE SHARED IN THIS MANNER, DO NOT USE THIS FEATURE. You may disconnect your account from a third party account at any time. Users may learn how to disconnect their accounts from third-party websites by visiting their “My Account” page on the third-party website direct. We do not store any account login information to third-party sites.
From time to time, Paul Blanco and Associates Inc may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.
External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have contracted.
Changes to this Statement
Paul Blanco and Associates Inc welcomes your questions or comments regarding this Statement of Privacy. If you believe that Paul Blanco and Associates Inc has not adhered to this Statement, please contact Paul Blanco and Associates Inc at:
Paul Blanco and Associates Inc.
Santa Maria, California 93454
Effective as of January 01, 2019